Sometimes a distressed homeowner can stop a foreclosure by discovering illegal activities or incomplete documentation on the part of the mortgage lender seeking to repossess a house. In some cases, mortgage lenders have lost or destroyed the mortgage note. Through disclosure of wrongfully performed technicalities, many homeowners have succeeded in defending themselves against foreclosure actions.
At the law offices of Genova & Malin, Attorneys at Law, we believe in helping clients review all their options in the face of overwhelming debt and/or the threat of foreclosure. Options for stopping foreclosure may include one or more of the following:
- A lawsuit against a mortgage lender alleging illegal actions.
- A short sale agreement with a mortgage lender.
- A deed in lieu of foreclosure agreement.
- Stopping all payments, allowing the foreclosure to proceed and staying in the home rent-free and mortgage payment-free throughout the entire foreclosure process.
- Filing Chapter 7 bankruptcy or Chapter 13 bankruptcy. Determine which of these types of bankruptcy you are eligible for and/or which will allow you to keep your home if you are attempting to stop foreclosure.
For Help Avoiding or Fighting a New York Foreclosure, Talk to a Poughkeepsie Foreclosure Defense Attorney
To learn how our Hudson Valley home foreclosure lawyers can help you stay in your home and in many cases, retain ownership in your home despite mortgage problems, contact us. Would a home loan modification work in your case? Talk it over with one of our New York bankruptcy and foreclosure attorneys.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
