The thought of filing for bankruptcy can be frightening to many people. The stress of limited finances and creditor harassment can cause some to make poor choices, but these choices may only worsen an already serious situation. A good way to avoid making further mistakes is to contact a bankruptcy law attorney.
At the law offices of Genova & Malin, Attorneys at Law, we help people in financial distress by exploring the possibility of filing a bankruptcy petition under either Chapter 7, Chapter 11 or Chapter 13 of the federal Bankruptcy Code. Our New York bankruptcy attorneys are very experienced in helping clients weigh the pros and cons of filing a bankruptcy petition and examining alternatives to bankruptcy before making a decision. Our clients are fully advised about what to expect if they should choose to file for bankruptcy. Struggling consumers and small-business owners can use a Chapter 7 bankruptcy filing to liquidate debt. Chapter 13 provides a way for debtors, with significant assets to preserve, to pay debts in a manageable way under a court-approved repayment plan. Chapter 11 is generally for businesses seeking to reorganize their debt and get breathing space from creditors to allow the business to get healthy. Please read more about bankruptcy law below. Call us at 845-236-5282 to schedule a consultation.
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Bankruptcy Resource Links
American Bankruptcy Institute Consumer Bankruptcy Center
General information regarding consumer debt and bankruptcy.
Bankruptcy: An Overview
A bankruptcy overview from Cornell Law School, including links to state, federal and other sources.
Bankruptcy Courts
Links to U.S. Bankruptcy Court websites.
Official Bankruptcy Forms
From the Administrative Office of the U.S. Courts.
AnnualCreditReport.com
Official website where consumers can obtain free credit reports from the three national credit-reporting companies.
TransUnion
Credit reporting agency website features consumer information on credit reports, identity theft and fraud.
National Foundation for Credit Counseling (NFCC)
Features consumer credit and financial management advice.
Bankruptcy Fact Sheet
General information about what happens in a bankruptcy case.
The United States Trustee Program
Overview of the United States Trustee Program.
Overview of Bankruptcy Code Chapters
A brief outline of the Bankruptcy Code's principal chapters (7, 11, 12, 13 and 15).
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