Chapter 7, Chapter 11 and Chapter 13 Bankruptcy Filings
At Genova & Malin, Attorneys at Law, we focus exclusively on bankruptcy law, helping individuals and businesses with bankruptcy filings under Chapter 7, Chapter 11 or Chapter 13 of the Bankruptcy Code. We welcome inquiries from New Yorkers who are seeking alternatives to bankruptcy and weighing their options. Even high income earners may qualify for bankruptcy through the means test if their debts outweigh their ability to repay.
Our law firm helps potential clients explore all options, including bankruptcy, when debt overwhelms. We only recommend bankruptcy if we truly believe it is the best choice for a particular debtor. In some cases, debt settlement negotiations with creditors or other alternatives may be preferable.
Our years of experience have given us valuable insights and skills that can help direct you in your search for debt relief involving any of the following:
- Credit card debt
- Mortgage debt
- Automotive loans and leases
- Medical bills
- Matrimonial debt
- Tax debt
- Student loans
Allow our experienced Chapter 7 and Chapter 13 bankruptcy attorneys to work with you to find a plan to free you from harassing creditors, or keep you financially afloat. We offer a free initial consultation to evaluate your financial situation.
By taking the right steps now, you may be able to stop a home foreclosure, stop a repossession of your car, lift garnishment of your wages and get those harassing creditors to stop calling you.
Experienced New York Bankruptcy Lawyers Provide Sound Legal Advice
Genova & Malin, Attorneys at Law, is a valuable resource for New York residents seeking information and help in the area of debt relief and bankruptcy. We have established a reputation for providing sound legal advice with personalized service to our clients.
Please explore our website to learn more about bankruptcy law, and how our firm can be of service to you. Contact us to learn how we can help you file bankruptcy through the United States District Court for the Southern District of New York. Our attorneys can evaluate your particular situation and help steer you to the best plan to alleviate your financial distress —which may actually be an alternative to bankruptcy. Explore your options under bankruptcy law, and alternatives to bankruptcy. Our law firm assists clients with bankruptcy, including:
- Personal bankruptcy — Chapter 7, which discharges debt
- Repayment plan — Chapter 13, which reorganizes debt
- Business bankruptcy — Chapter 11
We will gladly meet with you, learn about your needs and concerns, and discuss all angles of bankruptcy and alternatives to bankruptcy that may be relevant in your case:
- Bankruptcy misconceptions and myths
- Bankruptcy — dispelling fears and worries
- Bankruptcy — what to expect if you file
- Bankruptcy warning signs and symptoms of financial distress
- Non-bankruptcy options and alternatives
Is foreclosure looming as a real possibility due to rising mortgage payments or declining income? What are your options? Should you seek a loan modification or look into ways to defend your home against foreclosure? Or should you allow the foreclosure to move forward and take advantage of opportunities that it offers you to live rent free for a time?
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.